---
title: BEcurious | finance
description: finance | Founded in 2010, BEworks is the first management consulting firm dedicated to the practice of applying behavioral science to strategy, marketing, operations, and policy challenges. This is our blog.
---

[![beworks](https://blog.beworks.com/hs-fs/hubfs/BEworks_February2020%20Theme/img/beworks_logo.png?width=324&height=104&name=beworks_logo.png "beworks")](https://beworks.com/)

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# BEcurious

[![Scarcity mindset may be affecting your financial decision-making](https://blog.beworks.com/hs-fs/hubfs/Scarcity%20Mindset%20Thumbnail.png?height=163&upsize=true&name=Scarcity%20Mindset%20Thumbnail.png)](https://blog.beworks.com/becurious/scarcity-mindset-may-be-affecting-your-financial-decision-making.-heres-what-you-can-do-about-it)

## [Scarcity mindset may be affecting your financial decision-making](https://blog.beworks.com/becurious/scarcity-mindset-may-be-affecting-your-financial-decision-making.-heres-what-you-can-do-about-it)

 While Covid-19 remains, successive waves are no longer the focus for many. We now have a brutal ... [Read More >>>](https://blog.beworks.com/becurious/scarcity-mindset-may-be-affecting-your-financial-decision-making.-heres-what-you-can-do-about-it)

 04

 Nov

 2022

[![A Psychological Approach to Journey Mapping](https://blog.beworks.com/hs-fs/hubfs/Kelly%20Customer%20Journey%20Blog-13.png?height=163&upsize=true&name=Kelly%20Customer%20Journey%20Blog-13.png)](https://blog.beworks.com/becurious/beworks-a-psychological-approach-to-journey-mapping)

## [A Psychological Approach to Journey Mapping](https://blog.beworks.com/becurious/beworks-a-psychological-approach-to-journey-mapping)

 Imagine that you’ve been browsing around online for new healthcare insurance when you finally find ... [Read More >>>](https://blog.beworks.com/becurious/beworks-a-psychological-approach-to-journey-mapping)

 17

 Feb

 2022

[![Six Proven Ways to Deliver Better Financial Advice](https://blog.beworks.com/hs-fs/hubfs/thumbnail_thumbnail-07.png?height=163&upsize=true&name=thumbnail_thumbnail-07.png)](https://blog.beworks.com/becurious/6-proven-ways-to-deliver-better-financial-advice)

## [Six Proven Ways to Deliver Better Financial Advice](https://blog.beworks.com/becurious/6-proven-ways-to-deliver-better-financial-advice)

 If you’ve ever said, ‘I can fix this leaky sink myself’ or ‘I can put this bed frame together on my ... [Read More >>>](https://blog.beworks.com/becurious/6-proven-ways-to-deliver-better-financial-advice)

 09

 Dec

 2021

[![How Behavioral Biases Influence the Housing Market](https://blog.beworks.com/hs-fs/hubfs/Suburban_Homes_Blog.png?height=163&upsize=true&name=Suburban_Homes_Blog.png)](https://blog.beworks.com/becurious/real-estate-speculation-and-affordability)

## [How Behavioral Biases Influence the Housing Market](https://blog.beworks.com/becurious/real-estate-speculation-and-affordability)

 Residential real estate prices have been moving upwards, particularly in the past 5 years, but ... [Read More >>>](https://blog.beworks.com/becurious/real-estate-speculation-and-affordability)

 08

 Jul

 2021

[![How the intangibility of credit changes the way we spend money](https://blog.beworks.com/hs-fs/hubfs/CrediCard-Blog5.jpg?height=163&upsize=true&name=CrediCard-Blog5.jpg)](https://blog.beworks.com/becurious/intangibility-of-payments-and-credit)

## [How the intangibility of credit changes the way we spend money](https://blog.beworks.com/becurious/intangibility-of-payments-and-credit)

 The COVID-19 pandemic has accelerated the trend toward electronic payments. With lockdowns, many ... [Read More >>>](https://blog.beworks.com/becurious/intangibility-of-payments-and-credit)

 15

 Jun

 2021

[![How Behavioral Insights can unlock the full potential of personal finance apps](https://blog.beworks.com/hs-fs/hubfs/CrediCard-fintech.jpg?height=163&upsize=true&name=CrediCard-fintech.jpg)](https://blog.beworks.com/becurious/personal-finance-apps)

## [How Behavioral Insights can unlock the full potential of personal finance apps](https://blog.beworks.com/becurious/personal-finance-apps)

 Computer and mobile device apps focused on personal finance have proven popular and represent a ... [Read More >>>](https://blog.beworks.com/becurious/personal-finance-apps)

 11

 Jun

 2021

[![Buy Now Pay Later – Why it’s a double-edged sword from a behavioral science perspective](https://blog.beworks.com/hs-fs/hubfs/CrediCard-bnpl.jpg?height=163&upsize=true&name=CrediCard-bnpl.jpg)](https://blog.beworks.com/becurious/buy-now-pay-later)

## [Buy Now Pay Later – Why it’s a double-edged sword from a behavioral science perspective](https://blog.beworks.com/becurious/buy-now-pay-later)

 Consumer loans for major purchases have been widely available since the last century. Consumers ... [Read More >>>](https://blog.beworks.com/becurious/buy-now-pay-later)

 10

 Jun

 2021

[![How the Scarcity mindset changes people](https://blog.beworks.com/hs-fs/hubfs/Blog2-CrediCard.jpg?height=163&upsize=true&name=Blog2-CrediCard.jpg)](https://blog.beworks.com/becurious/scarcity-mindset)

## [How the Scarcity mindset changes people's financial decision-making and what to do about it](https://blog.beworks.com/becurious/scarcity-mindset)

 COVID-19 has not affected all segments of the economy equally. In what is being referred to as a ... [Read More >>>](https://blog.beworks.com/becurious/scarcity-mindset)

 10

 Jun

 2021

[![A Behavioral Lens on Credit in the New Normal](https://blog.beworks.com/hs-fs/hubfs/woman-credit-shopping-smartphone-manager.jpg?height=163&upsize=true&name=woman-credit-shopping-smartphone-manager.jpg)](https://blog.beworks.com/becurious/credit-in-the-new-normal)

## [A Behavioral Lens on Credit in the New Normal](https://blog.beworks.com/becurious/credit-in-the-new-normal)

 Borrowing, spending, and saving in the COVID-19 era – top 5 trends and challenges to watch [Read More >>>](https://blog.beworks.com/becurious/credit-in-the-new-normal)

 04

 Jun

 2021

[![One simple way to increase credit-card repayments using BE](https://blog.beworks.com/hs-fs/hubfs/CrediCard-1.jpg?height=163&upsize=true&name=CrediCard-1.jpg)](https://blog.beworks.com/becurious/one-simple-way-to-increase-credit-card-repayments-using-be)

## [One simple way to increase credit-card repayments using BE](https://blog.beworks.com/becurious/one-simple-way-to-increase-credit-card-repayments-using-be)

 Credit card debt is an enormous problem. In 2019, the overall credit card balances in Canada ... [Read More >>>](https://blog.beworks.com/becurious/one-simple-way-to-increase-credit-card-repayments-using-be)

 26

 May

 2021

[1](https://blog.beworks.com/becurious/tag/finance/page/1) [2](https://blog.beworks.com/becurious/tag/finance/page/2)

[❯](https://blog.beworks.com/becurious/tag/finance/page/2)

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Founded in 2010, BEworks is the first management consulting firm dedicated to the practice of applying behavioral science to strategy, marketing, operations, and policy challenges. This is our blog.

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